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Classic car insurance

Posted: Thu Feb 03, 2011 10:26 pm
by Nighthawk
Hey all, I received a call from a friend of mine who lives in Utah, he's considering getting a classic car and and he asked me about classic car insurance, so I need to know, who in the U.S. do you guys get/recommend to insure a classic car?

Bob

Re: Classic car insurance

Posted: Thu Feb 03, 2011 10:54 pm
by Denver 59 Fin Convert
Bob, I use Haggerty on my cars but some friends use Gundy and like them too! IMHO.

PS When did you get friends? LOL :wink:

I have friends because I owe them money and that is why they hang with me in hopes of getting it back some day! :P

John Q.

Re: Classic car insurance

Posted: Thu Feb 03, 2011 11:16 pm
by Nighthawk
Thanks John Q, and yeah, I've got friends all over the world, none in this country, but all over the world!! :P
Do you have any links that i can send him through the miracle of email or Facebook?

Re: Classic car insurance

Posted: Thu Feb 03, 2011 11:30 pm
by rogerh
I also had Hagerty insurance (Hagerty.com), had no claims of course.
They ask for photos of the car, and allow YOU to determine its value.

Re: Classic car insurance

Posted: Thu Feb 03, 2011 11:31 pm
by Denver 59 Fin Convert

Re: Classic car insurance

Posted: Thu Feb 03, 2011 11:40 pm
by Nighthawk
Thanks John, I've emailed that info to him!

Bob

Re: Classic car insurance

Posted: Thu Feb 03, 2011 11:43 pm
by Denver 59 Fin Convert
I am here to serve my Canadian brethren! :lol:


John Q.

Re: Classic car insurance

Posted: Fri Feb 04, 2011 6:52 am
by Faulkner
I have American Collectors:

http://www.americancollectors.com

Just sent pix; I set the value, never had a claim. They offer towing service too (beyond what AAA provides).

In the past when I've tried to insure with Hagerty's, they've asked how many people live in the house. It didn't matter that I took public transit to work, or that my daughter didn't have a license; if the number of cars (including Faulkner) did not exceed the number of people, in their view that meant someone might resort to routinely driving the classic, and I was declined their insurance.

Dan

Re: Classic car insurance

Posted: Fri Feb 04, 2011 2:57 pm
by savvy59
I use my everyday provider (State Farm) because I have been with them since 1979 and know if I ever needed them they would be there for me. I also reduce the insurance during non-use months (Just comprehensive) so the yearly price becomes about the same price as Grundy, Haggerty and others. I have seen only one case from Grundy where they were slow to pay and argued the value on a 1946 Chevrolet Converttible that was rer-ended and totalled. That was enough to scare me into my regular insurance guy. Besides I insure three cars and my home all under the same guy!

Just my 2 cents!

Curt

Re: Classic car insurance

Posted: Fri Feb 04, 2011 9:38 pm
by tomf
I am also a long time State Farm member, over 45 years. I insure my home, four vehicles, and a car trailer all with State Farm. I find them very competetive.

Tom

Re: Classic car insurance

Posted: Fri Feb 04, 2011 11:46 pm
by Denver 59 Fin Convert
I need to look at State Farm again, I also have them for home/auto and Life Insurance for 32 years now. (Sheesh I am old!)

I had used them for one of my Barracuda's I had owned but drifted to Haggerty, I will get a quote from them to see if they are close to Haggerty's prices.


John Q.